INSURANCE PRODUCTS
Slicing a budget is something all of us face periodically over the course of a lifetime. We can eliminate some things but health insurance is not one of them. Rising healthcare cost are unaffordable for those who have no health insurance. Whether you are working, laid off, freelancing or jet-setting, health insurance is one issue that never goes away. Make sure you know which plan is right for you.
Individual Health Insurance policies are providing coverage for individuals, couples, single parents, families and child/children only policies. These products are offered as HMO, PPO and tax deductible Health Savings Accounts. These Individual Health plans are underwritten and your insurance advisor can tell more about this and which product is best for you so give us a call.
Dental Insurance is offered in the same coverage formats as Health Insurance. Many people fail to purchase this extremely valuable coverage. When you get the little Smiley Card in the mail from your dentist many of us cringe because we know the huge cost of cleanings and x-rays let alone crowns and root canals. Well, a very inexpensive Dental Insurance plan will cover those cleanings and x-rays free or with a small co-pay so you go to the dentist when you should and that helps to avoid those costly procedures.
Group Health Insurance for businesses is extremely important to attract and keep valuable employees reducing or eliminating turnover. The Group Health policy is Guarantee Issue so now matter the health conditions within the group coverage can be obtained. We at UCC Inc. will build every company large or small there own password protect HR website. You can add/edit/delete employees, get quotes for new hires or employee changes, look-up Doctors/Hospitals, have a electronic filing cabinet with all carrier forms up to date and ready plus many more benefits. It's an owner or HR person's dream. All free of charge. Our professional Insurance Advisors can help make this easy to understand.
Medicare Supplements are a must for seniors! More and more doctors and hospitals are refusing to see Medicare only patients. These valuable Medicare Supplement products not only increase the coverage you receive by paying Part A & B Deductibles and Co-Insurance but allow you to see nearly all doctors and hospitals by paying the Excess of what the doctor bills and the amount Medicare allows.
Life Insurance is a product many of us don't like to think about but is vitally important to your family in the event of an untimely loss of a Spouse and or Parent. It isn't just the cost of burial that is so difficult but the loss of income to the family as they try and move on. Mortgage, Auto Loans, Credit Cards and the plain cost of living not to mention college for children are all burdens that can be lifted with Life Insurance. Again our Insurance Advisors can help determine which Life Insurance plan and coverage is right for you.
